He has 24 years experience in Banking and financial sector. Before starting UMDA he was the Head of Risk, Compliance, Administration and Credit Plus at Utkarsh Micro Finance Pvt Ltd. His experience include National Head of Metropolitan Finance Ltd , Zonal Manager in Shriram Group, Area Manager in Micro insurance channel of Bajaj Allianz Life Insurance Co. Ltd. He started his career as probationary officer in Regional Rural Bank in 1990 and worked there for more than 17 years in various roles and responsibilities.